David's Family Finance

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Make the Most of Your Last Decade Before Retirement

In any race, the winners and losers are usually decided in the home stretch. Those who push through hard to the end often beat out those who take their foot off of the gas and coast through the finish line. The same can be said for the retirement planning race we are all running. We all know to put in the effort during the accumulation stage throughout our careers, but what we do during those last 10-15 years approaching the finish line to retirement can make a big difference in our overall retirement landscape. [...]

Young Workers Must Consider...

Retirement planning is a consideration nearly everyone these days makes during their career. As happy as I am to see more and more people taking control of their retirement future, this responsibility is shifting earlier and earlier in careers. The truth is, the retirement landscape for many of today's young workers will present very different challenges than what retirees face today. These challenges require specific considerations early on in careers. [...]

Is Your Portfolio Up With The Times?


Are Fees Eating Into Your 401(k)?

Fees are a common facet of an investment plan, but it's important to understand exactly what your fees are paying for. Oftentimes, people pay fees for static management, that isn't working for them, or fees for investment options that could be replaced by lower fee solutions that actually work better within your financial plan. Fees aren't always bad, but not understanding how your fees are helping your overall plan is a problem. [...]

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